Household Net Worth & Insights

A comprehensive view of your financial footprint at ages 39 and 38.

Total Gross Assets

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Total Liabilities

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Net Worth

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Asset Allocation

Key Strategic Insights

The Role of Your NFLX Options

At ~$1.02M in current pre-tax intrinsic value, your options make up roughly 23% of your gross assets. While this is a high concentration in a single stock, your massive baseline of diversified retirement and brokerage assets ($2.2M+) perfectly insulates you from catastrophic risk. You can afford to let the options ride and compound.

Financial Independence (FI) Trajectory

With ~$2.24M in liquid diversified investments (Brokerage, 401k, IRAs, 457) and aggressive maximum contributions (Pre/Post tax 401k), you are effectively already "Coast FI". Even if you stopped contributing entirely today, at a conservative 7% real return, your retirement accounts alone would double every 10 years, reaching over $9M by age 60.

College Funding (529 Plan)

Your daughter is 4 years old. The 529 currently sits at $43k, and you contribute $500/mo ($6,000/yr). Assuming a 7% average return over the next 14 years, the account will grow to roughly $250,000 by the time she turns 18. This is highly optimal and should comfortably cover 4 years at most public or private universities.